What are your 2012 financial needs or goals? Will you repay debt? Save? Reduce some expenses and increase others? Write down your goals.
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Think about what will change in 2012.
Do you have new financial needs or goals? Will you repay debt? Save? Reduce some expenses and increase others? Write down these changes
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Focus on Income. Though, yes, we will plan expenses, I encourage you to shift your mindset to earning income. Think about how much we focus on spending and consuming. Our culture focuses far too much on outflow. Instead, move your mental energy to enthusiastically earning income.
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